WEBVTT 00:00:00.000 --> 00:00:17.520 align:middle line:90% [MUSIC PLAYING] 00:00:17.520 --> 00:00:23.220 align:middle line:90% Every day I get up at 5:30 in the morning and I find that that's just really the best time of the 00:00:23.220 --> 00:00:29.700 align:middle line:90% day for me to get my mind right for the day. To make sure it gets off to a to a positive start. 00:00:39.860 --> 00:00:40.860 align:middle line:90% [MUSIC PLAYING] 00:00:40.860 --> 00:00:45.540 align:middle line:90% I come downstairs and it's really an opportunity that we have as a family 00:00:45.540 --> 00:00:50.460 align:middle line:90% with Tracy and myself and the children, down there, kind of, getting ready 00:00:50.460 --> 00:00:55.800 align:middle line:90% every day. Just to talk about what's coming up and what they're excited about for the day. 00:01:06.380 --> 00:01:07.380 align:middle line:90% [MUSIC PLAYING] 00:01:07.380 --> 00:01:11.280 align:middle line:90% It's kind of one of those things I think that will always stay with me. As I'm 00:01:11.280 --> 00:01:16.500 align:middle line:90% driving them to school and we're talking about, you know, the friends at school, 00:01:16.500 --> 00:01:21.180 align:middle line:90% the activities they have, what happened in the games or the practices the day before and 00:01:21.180 --> 00:01:29.160 align:middle line:90% what they have going on the next day. [MUSIC PLAYING] And it's that interaction that just makes me so 00:01:29.160 --> 00:01:36.060 align:middle line:90% grateful that I have that time to really spend with them and to watch and to to soak it in. 00:01:38.960 --> 00:01:44.280 align:middle line:90% [MUSIC PLAYING] We only have one life and it's important that we make the most of it. 00:01:45.660 --> 00:01:49.320 align:middle line:90% Over time I was starting to develop this picture of my future 00:01:50.400 --> 00:01:57.600 align:middle line:90% and then the light bulb sort of went on. I realized I had two goals I needed to achieve. 00:01:58.800 --> 00:02:04.320 align:middle line:90% I had to get control of my time and I also wanted to make a positive impact in the world. 00:02:08.340 --> 00:02:11.940 align:middle line:90% Most days are pretty good. Today's a little bit different. 00:02:13.080 --> 00:02:16.620 align:middle line:90% Today is one of those days that reminds me that we do what's right. 00:02:18.720 --> 00:02:23.400 align:middle line:90% To be able to get up every day and do something that has meaning. 00:02:25.140 --> 00:02:30.300 align:middle line:90% To do something that makes a difference in the lives of the families we serve. 00:02:31.020 --> 00:02:37.260 align:middle line:90% That just means the world to us, because the future is never guaranteed. 00:02:39.240 --> 00:02:45.360 align:middle line:90% It was a Saturday morning at 6 a.m. and my phone rang. I looked and it was my client 00:02:45.360 --> 00:02:52.060 align:middle line:90% Tiffany calling. Somehow I knew immediately what had happened. 00:02:55.440 --> 00:02:58.877 align:middle line:90% [MUSIC PLAYING] When I met Joe, in 2002, 00:02:59.640 --> 00:03:08.160 align:middle line:90% and he was, um, Joe was, uh, 28, yeah. I was 22. I met him in Reno 00:03:10.140 --> 00:03:15.300 align:middle line:90% He was a dealer at Circus Circus. And somehow my friend and I, 00:03:15.300 --> 00:03:19.960 align:middle line:90% we were like, let's you and I play with this guy, you see maybe he lucky [MUSIC PLAYING] 00:03:21.960 --> 00:03:31.620 align:middle line:90% It's really hard to lose someone. I can tell the feeling is very difficult. I miss him a lot. 00:03:35.480 --> 00:03:41.100 align:middle line:90% [MUSIC PLAYING] Joe and Tiffany adored each other and together they had created 00:03:41.100 --> 00:03:47.760 align:middle line:90% an incredibly warm and loving family. And so, I was honored when they chose me to 00:03:47.760 --> 00:03:50.880 align:middle line:90% sit down with them and discuss their financial needs. 00:03:53.220 --> 00:04:01.260 align:middle line:90% He's changed my family future. To show Joe to get the life insurance to help us to go through 00:04:01.260 --> 00:04:09.240 align:middle line:90% the difficult time when he's - Joe passed away. Without that, you know, single mom for four kid. 00:04:12.000 --> 00:04:15.840 align:middle line:90% I don't know what my family would do without Josh. 00:04:25.020 --> 00:04:31.860 align:middle line:90% I have to admit, I still get nervous every time I deliver a check to a family. There's no doubt 00:04:31.860 --> 00:04:37.140 align:middle line:90% Tiffany still has a lot of tough adjustments ahead of her. Nothing's gonna bring Joe back 00:04:38.520 --> 00:04:45.060 align:middle line:90% but, they're going to be okay, financially, because Tiffany and Joe made the right financial decisions. 00:04:46.500 --> 00:04:51.780 align:middle line:90% That's not the end of the story. Tiffany and her kids are just getting started in 00:04:51.780 --> 00:04:57.600 align:middle line:90% a new and challenging chapter of life, but I'll be with them every step of the way. 00:04:58.380 --> 00:05:03.220 align:middle line:90% At the end of the day that's why we do what we do. [MUSIC PLAYING] 00:05:06.720 --> 00:05:14.460 align:middle line:90% I may be the luckiest man on Earth. So, how'd it go? You okay? It was a good day 00:05:14.460 --> 00:05:14.960 align:middle line:90% [MUSIC PLAYING]