We Believe in Helping Families
Primerica was founded with the belief that every family deserves to live the life of their dreams. We've been sharing our time-tested, proven concepts of How Money Works™ to middle-income families across North America for decades.
Our Buy Term and Invest the Difference™ philosophy, established in 1977, helps families solve two of the biggest hurdles to becoming financially secure: improper protection and inadequate savings. We offer a complimentary, confidential, and customized Financial Needs Analysis (FNA) that helps clients — with the help of their Representative — create a financial strategy to achieve their goals.
We Offer the Right Solutions for Families
We proudly offer solutions that we believe will help our clients achieve their financial needs and goals. We offer superior products and solutions at competitive prices, including:
Term Life Insurance Since Primerica was founded more than 40 years ago, we have only offered term life insurance so families can get the most income protection at the best price. We insure over 5.7 million people through our life companies and are the second largest issuer of term life insurance coverage in North America.1
Investments We believe that everyone can save for the future even if they don't think they have enough money. With just $25 per month, families get started. Primerica has approximately 2.7 million client investment accounts and offers a variety of savings and investing products.1
Mortgage Solutions Our relationships with our clients go far beyond providing a smooth mortgage transaction. We take an educational approach to help you understand and reach your financial goals. Whether you are searching for your very first home or desire to consolidate debt using the equity in your home, we'll be there to guide you every step of the way.
Auto & Home We also offer auto and homeowner's insurance as well as small business insurance through Primerica Secure™ – an insurance referral program with Answer Financial® Inc. In 10 minutes or less, you can get competitive quotes from top-rated insurers. Clients report saving average of $557 annually with Answer Financial.2
Legal Protection Need legal help? We can connect you with a qualified Provider Law Firm in your state through our Primerica Legal Protection Program, offered through Pre-Paid Legal Services, Inc. dba LegalShield ("LegalShield"). This program provides support and services for legal needs, including will preparation.3
Identity Theft Millions of people experience identity fraud each year. Restoring your identity could be a time consuming and costly process if you don't have the proper resources in place.4 IDTheftDefenseSM, offered by LegalShield, helps you protect or repair your identity and provides counseling to help you navigate the process in case your identity is stolen.
A Company You Can Believe In
For more than 40 years we've had a simple philosophy: do what's right. By educating families about their finances and offering affordable solutions customized to each family's goals, we've impacted millions of lives across North America for decades. Primerica is a company that stands for something. We're a company you can believe in.
Freedom For Families
Freedom Is A Choice
It's About You
News.AMBest.com, "AM Best Affirms Credit Ratings of Primerica, Inc. and Its Subsidiaries," October 13, 2022.
Forbes 2022 America's Best Insurance Companies: Recognition presented by Forbes and Statista. Insurance companies were identified through an independent survey of more than 16,000 U.S. consumers with at least one insurance policy. The survey considered customers' overall recommendations, their general satisfaction and ratings in five specific areas. In the U.S., term life insurance is underwritten by Primerica Life Insurance Company. Executive Offices Duluth, GA except New York, and National Benefit Life Insurance Company, Home Office: Long Island City, NY in New York State.
From Fortune. © 2023 Fortune Media IP Limited All rights reserved. Used under license. Fortune 1000® is a registered trademark of Fortune Media IP Limited and is used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Primerica, Inc, as of June 6, 2023.
From Bloomberg Finance L.P, "2023 Bloomberg Gender-Equality Index," January 26, 2023. Investors.Primerica.com, "PFS Investments Receives DALBAR Mutual Fund Service Award 20th Consecutive Year," January 24, 2023.
Forbes.com, "America's Best Employers for Women," July 25, 2023.
AJC.com, "Top Workplaces 2023: Top 175 companies revealed," March 21, 2023
1 Numbers reflect the combined totals or daily average, as indicated above, as of, or for the year ended, December 31, 2022, for the following affiliated companies: Life Insurance: National Benefit Life Insurance Company (Home Office: Long Island City, NY) in New York; Primerica Life Insurance Company (Executive Offices: Duluth, GA) in all other U.S. jurisdictions; Primerica Life Insurance Company of Canada (Head Office: 6985 Financial Drive, Suite 400, Mississauga, ON, L5N 0G3, Phone: 905-812-2900) in Canada. Investments: In the United States, securities are offered by PFS Investments Inc. (PFSI), 1 Primerica Parkway, Duluth, Georgia 30099-0001; In Canada, mutual funds are offered by PFSL Investments Canada Ltd., mutual fund dealer, and segregated funds are offered by Primerica Life Insurance Company of Canada, Head Office: 6985 Financial Drive, Suite 400, Mississauga, ON, L5N 0G3, Phone: 905-812-2900. Each company is responsible for its own financial obligations. Not all products/services available in all states or provinces. A Representative's ability to market products is subject to state and federal licensing and/or certification requirements. 2 Average annual insurance savings of $557 are the results of a national survey of new Answer Financial customers reporting insurance savings in 2022. In the U.S., Primerica Secure™ is an insurance referral program in which representatives may refer individuals to Answer Financial® Inc. Not all insurance products and services are available in all states. Neither Primerica (Primerica Life Insurance Company, National Benefit Life Insurance Company, Primerica Financial Services Inc., Primerica Financial Services of N.Y. Inc. and Primerica Financial Services Insurance Marketing Inc., CA License #0612256), its representatives or its affiliates represent any of the insurers in the program. Answer Financial® Inc. offers insurance products and services through its insurance agency licensed affiliate Insurance Answer Center, LLC (California License # 0B99714); in New York as Insurance Answer Center, LLC, an Insurance Agency; in Michigan as Insurance Answer Center, LLC, an Insurance Agency; and in Missouri as Answer Financial. Answer Financial affiliated agencies are not insurance companies, but act as agents for certain insurance companies. Answer Financial's affiliate Right Answer Insurance Agency, LLC (CA License #0H52358) operates as an insurance broker in California and an agent in all other states. Answer Financial is paid commissions and may receive other performancebased compensation for its services. The compensation received by Answer Financial and its employees may vary by insurance company. Rates are subject to change. 3 See plan for your state for details. Primerica Legal Protection Program legal protection services are offered by Pre-Paid Legal Services, Inc. d/b/a LegalShield ("LegalShield") or applicable subsidiary, through contractual agreement between Primerica Client Services, Inc. and LegalShield. Neither Primerica Client Services, Inc., nor its officers, employees or sales representatives directly or indirectly provide legal services, representation or advice. LegalShield provides access to legal services offered by a network of provider law firms to LegalShield members through membership based participation. Neither LegalShield nor its officers, employees or sales associates directly or indirectly provide legal services, representation or advice. Services and benefit availability may vary by state. 4 Insurance Information Institute, www.iii.org, "Facts + Statistics: Identity Theft and Cybercrime," March 2, 2022. In the U.S., IDTheftDefense ("IDTD") is offered by contractual agreement between Primerica Client Services, Inc. and Pre-Paid Legal Services, Inc. ("PPLSI"). IDTD is a product of PPLSI and provides access to identity theft protection and restoration services or advice. Neither Primerica Client Services, Inc., nor its officers, employees or sales representatives directly or indirectly provide identity theft protection, restoration services or advice. All Licensed Private Investigators are licensed in the state of Oklahoma. An Identity Fraud Protection Plan ("Plan") is issued through a nationally recognized carrier. PPLSI/IDTD is not an insurance carrier. This covers certain identity fraud expenses and legal costs as a result of a covered identity fraud event. See a Plan for complete terms, coverage, conditions, limitations, and family members who are eligible under the Plan.
This material is for general educational purposes and is not intended to be a recommendation to buy, sell or hold a security or to adopt a particular investment strategy.