Think you don't make enough money to save some of it? Think again! Commit to paying yourself first and deposit a set amount each and every month into an investment program, no matter what other financial obligations you have.

It's amazing how your money can grow if you invest even a small amount regularly at a good rate of return. Remember, It's not what you earn — it's what you keep!

Calculate How Much You've Earned AND How Much You've Saved

Average annual income (estimate)			A
Times number of years worked	X		B
Equals total amount earned	=		C
Amount of personal savings			D
Divide D by C	=		E
This equals your percentage of income saved!

Are you on target to save 10% of your income? If not, commit to paying yourself first and put your money to work for you.